Refinance Loans

Access cash through your equity.

What Is a Refinance Loan?

When you refinance your mortgage, it is like you are trading in your old loan for a new one with different terms and payments. Taking out a new loan can help you free up equity that can be used for home updates, paying off high-interest rate debts, and more. Many Americans are also refinancing to secure lower interest rates which can help reduce overall monthly expenses. These options can help you greatly improve your finances and retirement.

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ACCESS EQUITY

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CHANGE TERMS

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LOWER INTEREST RATES

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Types of Refinance Loans

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REVERSE MORTGAGE REFINANCE

Reverse mortgages either have a fixed or adjustable rate and the type determines how you receive your payments. You may want to refinance your reverse mortgage so you can switch your rate type, lower your interest rate, add your spouse to the loan, or get more access to the equity of your home. There are numerous benefits to refinancing a reverse mortgage.

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VA STREAMLINE

Already have a VA loan? VA streamlines require fewer steps than typical refinance and fewer documents.

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FHA STREAMLINE

Already have an FHA loan? FHA streamlines require fewer steps than a typical refinance and fewer documents.

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CASH OUT REFINANCE

Consolidate debt, home improvements and get cash needed for expenses are just a few of the benefits of a cash out refinance.

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RATE AND TERM

Can often be used to lower your interest rate and payment.

Chat with one of our Specialists

Reverse Mortgage Form
*You cannot lose your home under normal circumstances and so long as you pay your property taxes, homeowner’s insurance, maintenance costs and otherwise comply with the loan terms.
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What our customers are saying

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Cellestine Gillispie profile picture
Cellestine Gillispie
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Everything was easy and no stress
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Sherrill Lander profile picture
Sherrill Lander
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My experience with Stephen S. Was not only very helpful but easy and he was a delight to work with. Always answered all my questions and called me promptly! Thank you, Stephan. Sherrill lander
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William toms profile picture
William toms
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I had a very good experience with Atlantic Avenue Mortgage 🙂
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Jana Scuderi profile picture
Jana Scuderi
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Excellent. 5 stars. Joe Stanton is dedicated, experienced and highly knowledgeable about this process. My questions were answered quickly and completely. I interviewed others and know I made the right choice going with Joe and Atlantic Ave.
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adam peak profile picture
adam peak
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brookes knight was the best agent i ever had i couldn't be happier. didnt give him much to work with but he did what he could for me.thank you Brookes. your the best. Linda Peak.
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Maria Garcia profile picture
Maria Garcia
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What a pleasure working with Gabriel Brizuela in my home refinance, highly knowledgeable and very patient listening to me and explaining all my questions.
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Kimberly Teti profile picture
Kimberly Teti
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Ted Preister and his co-workers treated me with above and beyond professionalism. When I called with questions, they were very patient with me at all times while explaining the answers to my questions. It was a very long process from the start to finish of my reverse mortgage. I would work with Ted again and refer him to my family and friends.
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nathen banne profile picture
nathen banne
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Very efficient and pleasant to work with. Responsive.
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Carmela profile picture
Carmela
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I am very grateful to Griffin Bell for helping me throughout the reverse mortgage. He is very professional and willing to assist especially an elderly person like me. Thank you. Cf
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FRANK GLASER profile picture
FRANK GLASER
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I used Christian Trowel For my Reverse Mortgage, he’s an absolute professional there with you all the way from beginning to end which only took 3 1/2 weeks. It was easily done. If you have any questions you will give you his personal phone and answer any of your questions. It was really an easy process with him. He makes you feel human, not like a number which counts big for me.

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